My card folds are the flaps on each side, and one on the inside that you can see from the second picture :) Real Red, Black, Brushed Silver, and Whisper White cardstock. Martha Stewart punch for center. The inside is Blush Blossom with the Fruit Of The Looms in Whisper White with Bashful Blue stitching and a handprinted sentiment. I saw this idea for the inside on a Cardcraft magazine and adapted it for a gift card holder and changed it up a little bit with the sentiment and details. This is project #3 on my Christmas Countdown!